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Shares outstandingAs of 2026-07-31 · filed common shares: 52.61M
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Insider ownershipDirectors and officers, from their latest Form 3/4/5 holding: 0.55%
Institutional ownership: Sign in
Short interestShare of shares outstanding, at settlement: 3.69%
Short ratioDays to cover, as published by FINRA: 11.02
Short volume (5D)Share of FINRA reporting-facility volume sold short, daily flow: 57.60%
Short volume (20D)Share of FINRA reporting-facility volume sold short, daily flow: 51.10%
Avg volume (10D)

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Source: SEC filings. Information and analytics, not investment advice.

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Rev growth (fwd)

Avg volume (3 months)

Profitability

Gross margin: —
Operating margin: —
Net margin: —
EBITDA margin: —
Return on equityNet income (TTM to Jun 26) ÷ average shareholders equity: 11.53%
Return on assetsNet income (TTM to Jun 26) ÷ average total assets: 1.32%

Growth

Revenue growth (annual YoY): 9.00%
Revenue growth (latest qtr YoY): 11.99%
Revenue growth (fwd): Sign in
Net income growth (annual YoY)FY Dec 25 vs FY Dec 24: 15.33%
Net income growth (latest qtr YoY): 19.49%
EPS growth (fwd): Sign in
Net income growth (QoQ): 7.19%

Valuation

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P/E (fwd): Sign in
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Price / sales: Sign in
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EV / revenue: Sign in
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EPSDiluted, TTM to Jun 26: 4.31
EPS (fwd): Sign in

Financial health

Cash & equivalentsas of Jun 26: $258.17M
Total cash: Sign in
Total debtBorrowings + finance and operating lease liabilities, as of Dec 25: $746.66M
Debt / equityas of Dec 25: 37.22%
Current ratio: —
Quick ratio: —
Operating cash flowTTM to Jun 26: $308.27M
Free cash flowUnadjusted FCF = CFO − capex · TTM to Jun 26: $246.66M
TTM revenue / diluted shareDiluted, TTM to Jun 26: 16.28

CBU stock Statistics — Community Financial System, INC. filings, insiders & smart money · Instaport